.calc-hero{background:linear-gradient(135deg,#2c3263,#343d78);color:#fff}.calc-hero>div{max-width:1180px;margin:auto;padding:70px 24px}.calc-hero h1{font:700 clamp(38px,5vw,58px)/1.05 "Bricolage Grotesque";margin:14px 0}.calc-hero p{max-width:720px;color:#c3cce0;font-size:17px;line-height:1.65}.calc-page{padding-top:52px}.calc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.calc-card{text-align:left;padding:24px;min-height:205px;border:1px solid var(--line);border-radius:16px;background:#fff;color:var(--ink);cursor:pointer;display:flex;flex-direction:column;align-items:flex-start;transition:.2s}.calc-card:hover,.calc-card.active{transform:translateY(-3px);border-color:#75a5de;box-shadow:0 20px 34px -28px rgba(44,50,99,.65)}.calc-card.active{box-shadow:inset 0 0 0 1px var(--blue),0 20px 34px -28px rgba(44,50,99,.65)}.calc-icon{width:52px;height:52px;border-radius:12px;background:#eaf2fc;color:#1260c1;display:grid;place-items:center;font-size:22px}.calc-card strong{font-size:17px;margin-top:19px}.calc-card>span:not(.calc-icon){color:var(--muted);font-size:14px;line-height:1.45;margin-top:8px}.calc-card em{color:#0d5bd3;font-size:14px;font-style:normal;font-weight:700;margin-top:auto;padding-top:15px}.calc-workbench{scroll-margin-top:90px;margin-top:42px;border:1px solid var(--line);border-radius:22px;overflow:hidden;background:#fff;display:grid;grid-template-columns:1.18fr .82fr;box-shadow:0 28px 60px -40px rgba(44,50,99,.45)}.calc-form-panel{padding:38px}.calc-form-panel h2{font-size:32px;margin:9px 0}.calc-form-panel>p{color:var(--muted);line-height:1.6;margin:0 0 27px}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:17px}.calc-field{display:grid;gap:7px}.calc-field label{font-size:13px;color:#4d5878;font-weight:700}.input-wrap{display:flex;align-items:center;border:1px solid #d8e2ef;border-radius:11px;background:#f9fbfe;overflow:hidden}.input-wrap:focus-within{border-color:var(--sky);box-shadow:0 0 0 3px rgba(79,141,218,.12)}.input-affix{padding:0 0 0 13px;color:#6e7997;font-weight:700}.input-affix.suffix{padding:0 13px 0 0}.calc-input{width:100%;min-width:0;border:0;outline:0;background:transparent;color:var(--ink);padding:13px;font-size:15px}.calc-submit{margin-top:23px;min-width:145px;cursor:pointer}.calc-result{background:#2c3263;color:#fff;padding:38px;display:flex;flex-direction:column;justify-content:center}.result-label{font-size:13px;color:#a9c6ea}.result-primary{font:700 clamp(32px,4vw,46px) "Space Grotesk";margin:8px 0 26px;overflow-wrap:anywhere}.result-list{display:grid;gap:12px;border-top:1px solid rgba(255,255,255,.13);padding-top:20px}.result-row{display:flex;justify-content:space-between;gap:16px;color:#c3cee0;font-size:14px}.result-row strong{color:#fff;text-align:right}.result-note{color:#9da9c3;font-size:11px;line-height:1.55;margin:23px 0 16px}.result-cta{background:#4f8dda;color:#fff;text-align:center}.calc-disclosure{margin-top:24px;background:#eaf2fc;border:1px solid #cfdef0;border-radius:13px;padding:17px;color:#53607f;font-size:12.5px;line-height:1.65}@media(max-width:900px){.calc-grid{grid-template-columns:repeat(2,1fr)}.calc-workbench{grid-template-columns:1fr}.calc-result{min-height:360px}}@media(max-width:560px){.calc-hero>div{padding:54px 20px}.calc-grid{grid-template-columns:1fr}.calc-card{min-height:180px}.calc-form-panel,.calc-result{padding:25px 20px}.calc-fields{grid-template-columns:1fr}.calc-submit{width:100%}.calc-workbench{margin-top:28px}}